Can someone please explain prayer to me?

It seems most people think prayer works this way. Lady prays, is involved in an accident but God saved her; presumably because she just prayed.

Most people seem to believe that things happen according to God's plan and that everything happens for a reason. If everything happens according to God's plan then why bother praying about it? You're going to be protected no matter since it's part of The Plan. I really have a problem with the God's plan line of thought anyway because that means that 6 millions Jews went into the oven because of God's plan but that's another post I suppose.

If God gets the credit for saving the woman in the Facebook post because she prayed, who gets the blame for allowing stuff like this (opens in a new tab)? If you subscribe to the idea that God saves people then you have to conclude that God choose not to intervene.

I get slightly annoyed by the overly simplistic worldview of people like Mrs Miller. She was involved in a minor accident in slippery conditions. She was "saved" by the engineering that went into her car and luck, no super natural explanation required.